“Homeowners” Insurance is a rather vague term when it comes to the type of insurance that is offered. Homes, condominiums, apartments, rental and vacant properties are all included under the general “Home” category when it comes to insurance.
Our agency works to find you the best policy amongst our A-rated companies that will protect your home and family and also provide you with peace of mind, without breaking the bank. Every homeowners policy is different because every “home” is unique. That is where our agency thrives. As a family-owned agency, we make sure our clients are fully protected in their home and that everything that is unique and precious to you, will be fully covered. Our agency has its own minimum limits of insurance because we believe that the state minimums may not provide enough protection in the event of a claim.
There are a multitude of optional coverages that many people don’t know can be added to your homeowners policy to ensure even better protection. For example, did you know that you can add Identity Fraud Protection to protect you in the event of identity theft? Or that you can add Equipment Breakdown that covers all of your essential home systems such as washers/dryers, water heaters, refrigerators, etc. in the event of a mechanical or electrical breakdown? Did you know that you can schedule things like jewelry, computers, collectibles, etc. on your policy to guarantee reimbursement for these valuables at their appraised value in the event of damage or loss? There are so many coverages that many people are unaware of that could end up saving you thousands. Let our agency guide you and educate you about all of your insurance options.
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